Two turquoise monoliths meeting at one corner in red sand, seen from above, with a camel caravan and their long shadows
22°10′ N · 49°32′ E Rub' al Khali, Saudi Arabia Fig. 01 · The nuqta, 12 × 12 × 16 m

طرفين. ونقطة وحدة. Two sides. One point.

One app for people who sell and the people who pay them. Take payments on your iPhone, split any bill to the last halala, and send money as easily as a message.

The idea

Every payment has two sides: someone who pays and someone who gets paid. They used to meet at a rented card machine, a bank transfer and a promise to send it later. Ateon puts both sides in one app, and gives them one point to meet.

Ateon Business01
للأعمالFor business

Your shop runs on your iPhone.

  • Tap to Pay on iPhoneTAP
  • Split the bill at the tableSPLIT
  • Pay links and a counter QRLINK
  • Sales, refunds and your moneySALES
Explore Ateon Business
Ateon for you02
لكFor you

A wallet that lives in your chats.

  • Send money by @usernameSEND
  • Split with friendsSPLIT
  • Know what's safe to spendSAFE
  • Points and round-upsPTS
Explore Ateon for you
Ateon Business

محلّك كله في جيبك.Your whole shop. In your pocket.

Take payments on iPhone, split bills at the table, send pay links and see every sale as it happens. There's no card machine to rent and no monthly fee.

01 / 03

A card machine is a box you rent.

It needs a contract, a charger, paper rolls and a spot on your counter.

02 / 03

Ateon turns it into the phone you already carry.

Tap to Pay on iPhone reads cards, mada and Apple Pay at the top of your iPhone.

03 / 03

Type it, hand it over, done.

The customer taps, you see Paid, and the money lands in your Ateon wallet.

Tap to Pay on iPhone requires a supported iPhone and the latest version of iOS.

Try it

Take a payment. Right here.

Type an amount, press Charge, then drag the card to the top of the phone. It's the same flow as the app.

madaNever more than SAR 400.8%
Visa, Mastercard and others2.2%
Pay links and QRSame as above
Money to your bankFree, any time
Monthly feeNone
Card machineYour iPhone is the machine.None

Example: a SAR 100 mada payment costs 80 halalas.

9:41
YYour shopBusiness Today 1,240.00
0
Split billSend link
TO PAY Hold card here The customer holds their card or phone at the top of your iPhone. No card? Show a QR code
Paid mada •••• 4412 Added to your wallet
•••• 4412mada
Charge first, then drag the card to the phone
Split the bill

قسّمها لآخر هللة.Split it. To the last halala.

Split evenly or by item, right at the table. Everyone pays their part on your iPhone, or on their own phone with a table QR. Shares are worked out in halalas, and any odd halala stays with the person who paid.

A silver coin cut into equal pieces, its cut faces glowing turquoise
Fig. 04 · ÷ 332 mm · 2.4 mm
3
  • Scan the billEach person pays for what they had.
  • Let them pay on their phonesEach guest scans, ticks their items and pays with Apple Pay. No app needed.
Ateon for you

الفلوس صارت رسالة.Money, as easy as a message.

Your wallet lives in your chats. Pay in shops and online with the Ateon Card in Apple Pay, send money by @username, split with friends and see where every riyal goes.

  • Send by @usernameTo anyone with an Ateon username. Free, and straight to their Ateon wallet.
  • Split in the groupEvenly, by item or set amounts. Friends not on Ateon get a link to pay with Apple Pay or mada.
  • Eidiya envelopesPut one in the family group and everyone opens a different amount.
  • Money cardsCards for Eid, Ramadan and birthdays, sent with the money.
WTWeekend tripSaad, Noura, Faisal, you
Message
A day with Ateon

من أول قهوة لين آخر الليل.From the first coffee to the last light.

These are real screens from the Ateon app, with an example account.

Safe to spend

اعرف كم تقدر تصرف اليوم.Know what's safe to spend today.

Ateon takes your budget for the month, what you've spent and the bills still to come, and turns them into one number for today.

Safe to spend today
153
a day for 13 days
Over budget? Ateon tells you how much less to spend each day to get back on track.

The spending tracker sees what you pay with Ateon.

Round-ups

الفكّة؟ صارت أسهم.Spare change. Real shares.

Turn on round-ups and every card payment rounds up. The change buys shares on Tadawul, held at Edaa in your name.

Round up to the nearest
    Into shares this week
    0.00
    Prices go up and down. You could get back less than you put in. Only invest money you won't need soon. Buying or selling shares costs 0.155% + VAT. Tadawul trades 10:00 AM to 3:00 PM, Sunday to Thursday.
    Coin stacks growing into glowing turquoise glass cubes
    Fig. 06Held at Edaa in your name
    Rewards

    كل قهوة تقرّبك من جدة.Every coffee gets you closer to Jeddah.

    Every riyal on the Ateon Card earns 1, 2 or 3 points depending on your plan, plus 2 more at shops that use Ateon. Spend them on flights, miles and gift cards, or take 5 riyals off for every 1,000 points at Ateon shops.

    Examples. Rewards and partners can change.

    Boarding passبطاقة صعود
    RUH
    Riyadhالرياض
    JED
    Jeddahجدة
    PassengerYou
    Seat1A
    GateSoon
    Fare30,000 pts
    Your pointsنقاطك0 / 30,000
    Goalالهدف JED
    Seat1A
    Points0%
    Ateon Card

    الفرق تحسّه بيدك.You'll feel the difference.

    One plan covers your business card and your personal card. Pay with Apple Pay, or carry the card.

    Drag to turn the card
    FreeProMetal
    Yearly: Pro 190 riyals, Metal 590 riyals, two months free.Design your own card: plastic 49 riyals, metal 149 riyals.
    Ateon AI

    اسأل فلوسك أي شي.Ask your money anything.

    Ateon AI sits at the top of your chats. It knows your wallet, cards, spending, shares and rewards. It can explain anything in the app, and it can't move your money.

    Ateon AIDemo answers from an example account
    Built for Saudi Arabia

    مصمّم هنا، لآخر هللة.Made here, down to the halala.

    Arabic first, the riyal sign on every amount, Nafath to sign in and a theme for every eye.

    AR / ENArabic first

    Every screen in Saudi Arabic and in English, right to left done properly.

    NAFATHSign in with Nafath

    Your identity checked the national way when you open an account.

    MADA · VISA · MC · APPLE PAYEvery way to pay

    Take mada, Visa, Mastercard and Apple Pay on one iPhone.

    The new riyal sign

    Every amount is written with the official Saudi riyal symbol.

    EDAA · TADAWULShares in your name

    Held at Edaa, the Saudi securities depository. Trades settle in two working days.

    11 THEMESA theme for every eye

    High contrast, a colour-blind mode, three text sizes, an easier-to-read font and reduced motion.

    Real screens from the Ateon app, in ten of its eleven themes.ATEON · ATEON DARK · MONO · MONO DARK · HIGH CONTRAST · HIGH CONTRAST DARK · EMERALD GOLD · DESERT SAND · AURORA · BLOSSOM

    طرفين. ونقطة وحدة.Two sides. One point.

    Ateon is coming to iPhone in Saudi Arabia. Leave your email and we'll tell you when it opens.